Category: Bad Credit Mobile Phones


A Sneak Peek into the Best Budget Smartphones

Acquiring the latest flagship Smartphone is an expensive venture. If you don’t have the finances, you have no option but go for a mobile phone contract. This option is not usually the best especially if you have a poor credit rating. Chances are that your application for a mobile phone contract will be declined. The good news is that there are now many mobile phones on budget that you can actually buy without committing to a long term mobile phone contract. With smartphones retailing as low as £80, there is no reason as to why you should not be having a Smartphone of your choice for your day to day use. Let’s take a look at some of the best budget smartphones you can buy even with a limited budget.

Motorola Moto E (2nd Generation, 2015)

If you have a tight budget and looking for an extremely cheap budget phone, Motorola Moto E 2nd generation is your best choice as it retails at £109. Alternatively, if you want to go the contract way, you can only part with £7.50 monthly. What’s more, this cheap smartphone runs on one of the latest android versions (lollipop). Some of the amazing features of this budget Smartphone include:

  • 5” screen size
  • 3G and 4G wireless data
  • 2GHz quad core processor
  • 960 * 540 screen resolution
  • 5MP rear camera
  • Android 5.0.2 operating system
  • 8GB internal storage
  • Weighs 145g

Vodafone Smart Ultra 6

Retailing at just £125, the super sized Vodafone Smart Ultra 6 is a budget phone with features you will love. With this Vodafone Smartphone there is no denying that you can enjoy enhanced features at a low budget. Vodafone Smart Ultra 6 boasts of the following features:

  • 5” screen size
  • 16 GB internal storage
  • 13MP rear camera
  • 3G and 4G wireless data
  • 1920 by 1080 screen resolution
  • Octa core Qualcomm Snapdragon 615 processor
  • Android 5.0.2 operating system
  • Weighs 159g

Microsoft Lumia 640

If you are looking for cheap windows Smartphone, there is no better phone to go for than the amazing Microsoft Lumia 640. Retailing at £120 or £10.50 on a monthly contract, Microsoft Lumia is indeed a budget phone for individuals across the UK struggling financially. This budget phone also has the latest windows 8.1 version which makes it easy for someone to upgrade to Windows 10. It boasts of the following features:

  • 2 GHz quad core Snapdragon 400 processor
  • 8MP rear camera
  • 5” screen size
  • 3G and 4G wireless data
  • Windows Phone 8.1 operating system
  • 8GB internal storage
  • Weighs 145g
  • 1280*720 screen resolution

Motorola Moto G (3rd Generation 2015)

We can’t be oblivious to the fact that Moto G 2nd generation was an amazingly exceptional Smartphone. However, the latest upgrade Moto G 3rd generation is an even better and monumental budget Smartphone. Retailing at £159, this particular Smartphone is a sight to behold and a budget phone of choice for an individual with a limited budget. Motorola Moto G 3rd generation has the following features:

  • 5” screen size
  • 8GB and 16GB internal storage
  • 13MP rear camera
  • 1280*720 screen resolution
  • 4GHz processor
  • Android 5.1.1 operating system
  • 3G and 4G wireless data
  • Weighs 155g

Factors to Consider When Buying a Budget Phone

Long gone are the days when a mobile phone was an afterthought, a luxury of sorts. Nowadays, mobile phones are a basic need and approximately 93% of people in the UK own a mobile device. This in itself is proof enough that owning a mobile phone is a necessity and every household in the UK has at least one phone. However, at times, it becomes quite difficult buying a flagship phone due to the high costs involved. Many are the times that UK residents are forced to commit to a mobile phone contract in order to afford a high end phone. However, with the production of budget smartphones, buying a brand new Smartphone is not farfetched. There are a number of things you need to take into consideration when buying a budget phone. If you have a bad credit, you can check some options on this site.

Phone processor

Depending on how you intend to use your Smartphone, its processor is a very important consideration. Basically, if you intend to use your Smartphone for general use, a 1GHZ processor would suffice. However, if you are a heavy user and you are into gaming, a snapdragon quad core processor would just be fine as it has more power.

Network technology

While buying a Smartphone, you can go for 2G, 3G or 4G network technologies. Generally, 3G or 4G should be your basic aim as they offer high speeds for downloads and makes your experience using your Smartphone marvelous. If you are an excessive internet user, 3G or 4G network would suffice. On the other hand, buying a Smartphone on a 2G network would be a bad move if you use the internet heavily as you will have to wait for longer periods before you can download a simple file or even video.

Operating system

When buying a budget Smartphone, there are a number of operating systems at your disposal. The most common operating systems ruling the Smartphone market are: Google’s Android, Apples iOS, Blackberry’s blackberry iOS and Microsoft’s Windows phone. Based on the money you have and your preference, you should go for any phone on the above mentioned operating systems. However, phones running on Apple iOS are generally more expensive than those running the other operating systems.

Screen size

No matter your preferred screen size, you can be assured of getting a budget Smartphone with a screen size that appeal to your tastes and preferences. You can buy a budget Smartphone with a screen size ranging from 4” to 6.9”. However, it’s very important that you choose a Smartphone with a perfect screen size that makes it easy for you to use a single hand. The screen size shouldn’t be too big as to make it impossible for you to use your Smartphone with one hand. To put it into perspective, having a bigger screen size does not always translate into better screen resolution. You therefore need to make your choice carefully.

Mobile phone brand

There are many mobile phone brands in the market. The brands are so many that you will be spoilt for choice when buying a budget Smartphone. If you are keen on buying a Windows Phone, you can always go for Nokia/Microsoft phones. The same applies if you want to buy an iOS Smartphone or Google Android Smartphone. To sum it up, there are so many phones available in the market based on the brand you want or the operating system they run.


Applying For Bad Credit Mobile Phones

In a world where credit rating is taken very seriously by lenders and mobile phone providers alike, getting approval for a mobile phone contract when you have bad credit can be hellish. You are constantly on the edge and anxious all the time wondering whether your latest attempt to get approved for a mobile phone contract will be successful or not.

For long, UK citizens with a poor credit rating had to grapple with this fear every time they sought to be approved for a mobile phone contract. However, the emergence and subsequent popularity of bad credit mobile phone providers has changed the mobile phone contract landscape. Applying and being approved for a mobile phone contract is now as easy as taking a walk in the park.
If you want to read more about how to get guaranteed phone, click here.

However, to improve your chances of approval, there are a number of things that you need to do right. For starters, it’s highly recommended that you do due diligence before you can apply for a bad credit mobile phone contract. This entails doing a background research of a particular provider before making an application. How does the provider in question treat its customers? What do people who have done business with them in the past have to say? All these will give you a clue on the reputation of a given provider and how you stand to benefit by applying for a bad credit mobile phone plan with them.

Secondly, it’s advisable that you go for providers with high acceptance rates. To improve your chances of getting approved, going for a provider with low acceptance rates would be suicidal. Therefore do your researches well and only apply with mobile phone providers with a high acceptance rates. Thirdly, don’t just go for a provider that approves your application easily but offers a poor bundle plan. The whole idea of getting approved for a mobile phone contract is to be able to enjoy perks that a particular plan offers.

In this regard, a provider that offers a number of plans as opposed to one that limits you to a single plan would be the best to do business with. With a variety of plans on offer, you can always choose one that meets your budget as well as mobile phone use needs. Lastly, affordability is of essence. What are the prices that a provider offers for the different bad credit mobile phone plans? Are they affordable? Do you have to pay an upfront fee? How long do you have to be committed to a given bad credit mobile phone contract? All these will help you make an informed decision especially when you are applying for bad credit mobile phones.